We operate as a full reserve bank, which means unlike other banks your money is not used to lend to other organizations. We hold all of your money in the bank, all of the time. As a result we do not offer loans, overdrafts or credit.
As a full reserve bank, Zenus Bank does not provide credit cards or other lending services.
Zenus provides a Visa debit card as we are a Visa Principal partner. This partnership means Zenus Bank cards and services are supported by Visa, which gives us access to one of the largest global ATM networks, offering cash access in over 200 countries.
You will be able to use your Zenus Visa debit card anywhere in the world. After you have opened your Zenus account, if applicable, you will be provided with a digital debit card and the opportunity to order a physical one.