Zenus is a digital bank, meaning we will operate without any branches. You will be able to access our services via the Zenus iOS and Android mobile apps and Online Banking. All the countries that you can bank from are listed in the waitlist application form. If your country is not listed, it’s because our license and regulations preclude us from operating there. This is not something we can change.
Zenus uses institutional bank rates for currency exchange. We charge a small mark up dependent on whether the transaction is made during or outside market hours. Please read our Charges and Fees page for the latest information.